How is Your Money Feeling? – Dennise Williams

dennise-williams-how-is-your-money-feelingDid you wake up this morning counting your blessings or your bills?  And when you think about your money is it with a feeling of hopeful anticipation or anxious dread?  When you read or hear financial presentations do you kiss your teeth or feel burdened by the thought that you are not earning enough or doing enough to invest?

The thing is that we all feel something about money.  And what we feel determines what we do.  Can you recall a time when you felt flush with money and you were ready to buy what you wanted without worry?  Perhaps your partner draw came in and you felt great or you won Cash Pot number?  Or how about a Christmas bonus?  Remember that feeling of having extra cash?

Of course, we don’t hold on to those great feelings for long, do we?  Life has a habit of creating distractions in the form of expenses that quickly turn that feeling of financial joy into financial pain.

In a 2015 global accounting firm, PriceWaterHouseCoopers (PwC), conducted a survey of working adults in the U.S. and found that 45 percent of respondents said dealing with their finances is stressful.  This year, PwC announced that financial stress was up with 52% of employees stressed about their finances. And it’s not just about bills.  Financial stress is combined with your job or business issues, your health and relationships.  All of this determines just how your money is feeling.

So what can you do?  Here is where we introduce the concept of financial wellness.  Forbes magazine defines financial wellness as a state of well-being where an individual has achieved minimal financial stress, established a strong financial foundation, and created an ongoing plan to help reach future financial goals.  Let’s look at each element.

Dealing with financial stress

First, there is achieving minimal financial stress.  This you say, is unrealistic in our current Jamaican economy.  Well, it just may be in your best interest to work with a professional to manage your stress.  Accordig to Harris Interactive, a U.S based human resources firm, stress over money was said to take both a mental and physical toll on workers, impacting health-related costs. Among them:

  • Twofold greater risk of heart attacks;
  • Three times more likely to have ulcers or digestive tract issues;
  • 44% had migraines; and
  • 500% saw increases in anxiety and depression.

The stress of over money is clearly tied to other health-related conditions that mean you are not your best at home and at work.

Establishing a strong financial foundation

I am positive you have seen the many advertisements for financial institutions that talk about saving for your goals.  We can assume then, that the word “goal” is a bit familiar to the working population, at least.  Yet, the question of what exactly is your goal is very subjective.  Is your goal one that is specific to your lifestyle?  That is, are you saving for your child’s education and neglecting your retirement? Can you measure your results?  Are they achievable?  Do you have the resources – mental, physical, spiritual to achieve your goals?  And do the goals take you towards the life you really want?

Creating an on-going plan

In regards to reaching the life that you want, do you really know what that is? Or are you living your parent’s dream for you?  Perhaps you are not really living the life you want and so you are struggling to build a financial foundation because of self-sabotage.

These are a few of the many emotional issues that determine how your money is feeling and we will delve more deeply into them each week on this column.

These are a few of the many emotional issues that determine how your money is feeling and we will delve more  deeply into them each week on this column.

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Three Keys to Success in Anything you Want to Be, Do or Have!

The Three Keys to Success in Anything You Want to Be, Do or Have!

 

  1. Decide what you want and focus on it! Let’s start with decision making. Now this might sound like the easy part, but how many times have you decided on one course of action, and then just as quickly decided on another? Sometimes we change our minds for good reasons and sometimes we change our minds because we are uncertain of our real desire or even if we can achieve it! This makes it even more difficult to keep our focus on what we want! Given that we create our experiences with our thoughts, feelings and actions, imagine this scenario. You woke up this morning feeling refreshed and wonderful. You did your exercise and said your affirmation about living an abundant life 20 times. Feeling great, you fix breakfast. By the time you have downed your coffee, chased out the door because you are now late, run into a maze of snail-pace traffic, arrive at the office and realize you have left your laptop, you are DEFINITELY NOT feeling very abundant!! Let me hasten to say that it’s not just about being ‘positive’’ even in difficult periods; it’s about ensuring that your thoughts, feelings and actions are always aligned to your outcome! In this case, planning your time carefully would have certainly led to feelings of being in control and creating your future how you want it! Understanding how you store time and the best ways to manage it are some of the things we teach in NLP. Achieving congruence amongst thoughts, feelings and actions is another key feature of my training and coaching activities.

 

  1. Get rid of negative emotions and limiting beliefs that hold you back! Many of us have big dreams and visions of what we would like to be, do or have in our lives. The only problem is that the proportion of people that actually end up living fulfilled lives is relatively small. Think of how many people you know who are consumed with stress, frustration, anxiety and even depression and leave this world with their songs unsung. Often we are not even aware of the ‘programming’ we have been downloading from even before we exited the womb. Those crucial years of 1-7 can help set us up for a life of limitation or opportunity. The good thing is that once we become aware of our negative emotions and limiting beliefs that are holding us back, we can do something about it. Unfortunately, more often than not, just saying or writing positive statements is insufficient. Yes, this is good to engage the conscious mind in the direction you want to go, however, if the unconscious mind (the seat of your feelings) is murmuring something else, you have little chance of really materializing your goal. This is what accounts for the see-saw experience that so many of us have – up one minute and down the next! The ability to discover negative patterns in our unconscious mind and eliminate them is the best route to clearing the way for those long-awaited opportunities to start coming your way and for you to achieve the success you want!

 

  1. Take Action! Consider how many plans have been made that sit on a shelf and never get implemented! You probably have a number of your own, some of which you may look back on now and think, ‘If only I had done that’! So what stopped us? You may have done wise decision-making, set your goals, established your plan, even eliminated some pesky things that were holding you back, but somehow, time dragged on, and you didn’t get around to taking those first steps. One reason that this occurs is that you don’t have a sense of urgency about executing your plan. Perhaps you are comfortable and although the plan ‘would be a nice idea’ there isn’t sufficient push for you to do it NOW! Here is where a coach can come in very handy – to assist you in designing congruent plans that you are not likely to self-sabotage; to facilitate additional behaviour change, where required, to keep you aligned to where you want to go; to give you ‘tasking’ to ensure you are putting these new behaviours into practice and developing new skills; to keep you accountable for the things you said you were going to do! The coach holds your ‘feet to the fire’, so to speak, and provides you with the support necessary to ensure that you achieve what you set out to do!
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Welcome to Limitless Transformations!

Check out this blog post from PranaLifeStyles showcasing a testimonial from one of my students, Matthew:

http://pranalifestyle.com/try-it-training-for-true-success-with-elizabeth-terry-2/

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